Security One Annuity

Turn a Single Payment into Guaranteed Growth and Income

Thrivent Financial for Lutherans Security One is a single-premium annuity, which means you buy it with a one-time, lump-sum payment. In return, the Security One annuity gives you all the benefits of a deferred fixed annuity, plus:

• A competitive, guaranteed rate¹ of return on your money. The more money you put in, the higher your guaranteed interest rate.
• An optional first-year bonus interest rate.²
• An Enhanced Surrender Benefit that lets you withdraw 20% the second year or up to 25% the third year, without incurring a surrender charge.³

Security One may be right for you if you want guaranteed interest, plus the flexibility to choose when and how you receive income payments.

Contact a Thrivent Financial representative to discuss whether Security One might be one good option for your financial strategy. He or she can provide you with costs, complete details of coverage, exclusions, reduction of benefits, and terms under which the contract may be continued in force or discontinued.

Guarantees are backed by the financial strength and claims-paying ability of Thrivent Financial for Lutherans.

¹ Current interest rates are guaranteed for one full year. In subsequent years, the rate may change as interest rates fluctuate but will never fall below the guaranteed minimum rate listed in the contract.

² Choosing the first-year bonus results in a higher surrender charge for a longer period and no guaranteed return of premium.

³ Withdrawals will decrease the value of your annuity and subsequently the income you receive. Any withdrawals in excess of 10% may be subject to a surrender charge. Withdrawal benefit up to 20% if no surrenders in the prior year and up to 25% if no surrenders in the prior two years. This accumulation of the free withdrawal is not available when the first-year bonus is selected. Any withdrawals in excess of 10% may be subject to a surrender charge. The taxable portion of each annuity distribution is subject to income taxation. If a taxpayer is younger than 59½ at the time of distribution, a 10% federal tax penalty will apply to the taxable portion of the distribution unless a penalty-tax exception applies.

Annuities are intended to be long-term investments, particularly for retirement.

Contract Forms: A-AS-SPDA (04) Series, A-AS-SPDANI WA (04), A-AS-SPDABI WA (04), A-AS-SPDA ID (04), A-AS-SPDAN TX (06), A-AS-SPDAB TX (06)

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