Thrivent Partner Socially Responsible Bond Portfolio

Portfolio Management

Investment Objective

• Seeks to maximize income.

Investment Strategy

• The Thrivent Partner Socially Responsible Bond Portfolio seeks to provide as high a level of current income as is consistent with prudent investment risk and preservation of capital.
• It aims to do this through investment in bonds and other straight-debt securities that meet the Portfolio's investment and social-screening criteria.
• Calvert's social research team examines company policies, programs, and performance in several broad areas, including governance and ethics, workplace, product safety and impact, environment, international operations and human rights, indigenous peoples' rights, and community relations.

Benefits of Investing in the Thrivent Partner Socially Responsible Bond Portfolio

• The Thrivent Partner Socially Responsible Bond Portfolio provides investors with an opportunity to invest in companies that are consistent with their values.

Special Investment Risks

• The Portfolio is subject to interest rate risk, credit risk related to a company's underlying financial position and volatility risk.
• These and other risks are described in the prospectus.

Investment Minimums

• All initial and subsequent investment minimums exist at the contract level. Most subaccounts carry no investment minimums.
• However, a minimum of $1,000 is required if you choose to use the DCA (Dollar Cost Averaging) Fixed Account to fund periodic investments to other subaccounts. See the prospectus for additional information.