Thrivent Financial Flexible Premium Deferred Variable Annuity

The Thrivent Financial Flexible Premium Deferred Variable Annuity can give you accumulation potential for a more comfortable retirement. Flexible premium simply means that you can add premium payments as often as you like. Deferred means that the money you put into the annuity grows tax-deferred and won't be taxed until you take an income or partial surrender.

Benefits and Options

Our Flexible Premium Deferred Variable Annuity lets you allocate your premiums among subaccounts that invest in a variety of equity and fixed-income investment options and a fixed account for potential growth. In addition to the benefits of variable annuities, you'll enjoy:

Affordable Investment Minimums – You can purchase the Flexible Premium Deferred Variable Annuity with as little as $2,000 for qualified accounts – such as an IRA – and $5,000 for non-qualified accounts. You can also add more premium payments later, if you wish.¹
Wide Range of Investment Options – You have more than 40 investment options – plus fixed account options – too choose from so you can allocate your premiums according to your individual goals.
Proven Investment Management – The investment portfolios that underlie each subaccount are chosen carefully, and each portfolio is managed by seasoned portfolio managers, analysts, and traders.
Free Transfers – You can transfer a minimum of $200 among subaccounts up to 12 times per contract year without charge. After that, each transfer costs $25.
Retirement Income Strategy – You can also use your variable annuity to fund your retirement income program. See how we can help with the Thrivent® Retirement Income Optimizer®.
Optional Living Benefits – Optional living benefits can be added to your contract for an additional fee to help protect your money against downside market risk or to ensure a reliable income in retirement.²
Optional Death Benefits – You can supplement your basic death benefit by choosing one or more optional death benefits for an additional charge to give you more flexibility in meeting the needs of your beneficiaries.

If you want to make your money work before retirement, the Flexible Premium Deferred Variable Annuity may be the opportunity you seek. Contact a Thrivent Financial representative for details. He or she can provide you with complete information about risks, costs and features.

¹ The minimum contribution of $2,000 is available as part of an IRA account and are subject to IRA maximum annual contribution limits. The minimum premium required to open a non-IRA Flexible Premium Deferred Variable Annuity is $5,000. There is no additional tax benefit to holding an annuity in an IRA.

² Guarantees are backed by the financial strength and claims-paying ability of Thrivent Financial for Lutherans.

Investing in a variable annuity contract involves risk. More complete information on the investment objectives, risks, charges and expenses of the variable annuity contract and underlying investment options is included in the prospectuses (PDF, 936K), which you should read and consider carefully before investing. Prospectuses are available from a Thrivent Financial representative or at Thrivent.com. For additional important disclosure information, please visit Thrivent.com/disclosures.

Variable annuity contracts, where available, are offered and underwritten by Thrivent Financial for Lutherans, Appleton, WI 54919-0001. The distributor is Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415-1665, 800-THRIVENT (800-847-4836), a wholly owned subsidiary of Thrivent Financial. Member FINRA and SIPC.

Contract Forms: W-BC-FPVA (05) Series W-BC-FPVA ID (05)


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