Rates
Checking Accounts | Money Market Accounts | Loans
Note: Interest rates and annual percentage yields (APY) are variable and subject to change after the account is opened. Fees could reduce earnings.
| Business Checking Accounts |
| Account |
Minimum Balance to Obtain APY ($) |
Interest Rate (%) |
APY (%) |
Earnings Credit Rate1 (%) |
| Community Checking |
A low 250.00 daily balance waives your monthly maintenance fee |
0.15 |
0.15 |
NA |
| Community Checking Plus |
No Minimum Daily Balance Requirement |
0.15 |
0.15 |
0.030 |
| Business Checking |
A low 250.00 daily balance waives your monthly maintenance fee |
0.00 |
0.00 |
NA |
| Business Checking Plus |
No Minimum Daily Balance Requirement |
0.00 |
0.00 |
0.180 |
| Business Sweep2 |
0.00 – 14,999.99 |
0.00 |
0.00 |
NA |
| 15,000.00 – 99,999.99 |
0.85 |
0.85 |
NA |
| 100,000.00 and up |
0.85 |
0.85 |
NA |
| Business Savings |
25.00 |
0.15 |
0.15 |
NA |
1 An earnings credit often may offset service charges. If total service charges are more than the earnings credit, your account is charged the difference. The earnings credit is based on the average collected funds less 10% mandatory reserve requirement. The Federal Funds' rate on the last Monday of the month determines the earnings credit rate.
2 Business Sweep only available to sole proprietors and non-profit entities.
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| Money Market Accounts |
| Account |
Minimum Balance to Obtain APY ($) |
Interest Rate (%) |
APY (%) |
Earnings Credit Rate1 (%) |
| Business Money Market |
2,500.00 – 4,999.99 |
0.15 |
0.15 |
NA |
| 5,000.00 – 9,999.99 |
0.20 |
0.20 |
NA |
| 10,000.00 – 24,999.99 |
0.25 |
0.25 |
NA |
| 25,000.00 – 49,999.99 |
0.60 |
0.60 |
NA |
| 50,000.00 – 99,999.99 |
0.65 |
0.65 |
NA |
| 100,000.00 and up |
0.70 |
0.70 |
NA |
| Business Premier Money Market |
100,000.00 |
0.70 |
0.70 |
NA |
| Capital Campaign Money Market |
2,500.00 – 4,999.99 |
0.10 |
0.10 |
NA |
| 5,000.00 – 9,999.99 |
0.15 |
0.15 |
NA |
| 10,000.00 – 24,999.99 |
0.20 |
0.20 |
NA |
| 25,000.00 – 49,999.99 |
0.30 |
0.30 |
NA |
| 50,000.00 – 99,999.99 |
0.50 |
0.50 |
NA |
| 100,000.00 and up |
0.70 |
0.70 |
NA |
| TFB Institutional Money Market |
0.00 – 99,999.99 |
0.00 |
0.00 |
NA |
| 100,000.00 – 999,999.99 |
0.05 |
0.05 |
NA |
| 1,000,000.00 – 9,999,999.99 |
0.15 |
0.15 |
NA |
| 10,000,000.00 and up |
0.25 |
0.25 |
NA |
1 An earnings credit often may offset service charges. If total service charges are more than the earnings credit, your account is charged the difference. The earnings credit is based on the average collected funds less 10% mandatory reserve requirement. The Federal Funds' rate on the last Monday of the month determines the earnings credit rate.
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Business Loans
Loan rates vary. Please contact one of the Business Lenders.
- Online: Use the secure, online form.
- Phone: 612-844-8512, Monday – Friday, 8 a.m. – 5 p.m., Central time
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