Personal Finance Calculators

Analyze your personal finances, including disability income insurance, home budgets, net worth, and student budgets.

Basic Financial Calculator
Similar to a pocket calculator, but can also calculate present value, future value, payments, or number of periods.

Disability Insurance
Learn how much disability income insurance you need in case of loss of income.

Home Budget Analysis
Figure out how you are spending your household budget every month and find areas for improvement.

Life Insurance
Use information about your current financial situation to determine how much life insurance you need.

Long-term Care
The need for long-term care can happen unexpectedly. Find out if you're financially prepared.

Net Worth
Calculate your net worth (what you own minus what you owe) and determine if it will grow or shrink in the next 10 years.

Should my spouse work?
See the financial impact of adding your spouse's income to—or removing it from—your household.

Student Budget Calculator
Understand your expenses and income as a full-time student.

Note: Calculators offer estimated, hypothetical results based on information you provide. They are not meant to replace professional financial advice. Accuracy is not guaranteed, and the results are not endorsed, offered or guaranteed by Thrivent Financial for Lutherans or any of our subsidiaries. Contact Thrivent Financial Bank for additional information regarding banking services.