Checking and Savings Rates
All Interest Rates and Annual Percentage Yields are Current as of July 26, 2010
Checking Accounts | Savings Accounts | Money Market Accounts | CDs
| Checking Accounts |
| Account |
Minimum Balance to Obtain APY ($) |
Interest Rate3 (%) |
APY3 (%) |
| Thrivent Rewards Checking Account |
No minimum balance requirement |
0.41 |
0.41 |
| Preferred Plus Checking Account |
50.00 and up |
0.20 |
0.20 |
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| Savings Accounts |
| Account |
Minimum Balance to Obtain APY ($) |
Interest Rate3 (%) |
APY3 (%) |
| Preferred Savings Account |
50.00 and up |
0.15 |
0.15 |
| Emergency Reserve Savings Account1,2
(Active Thrivent Rewards checking account with direct deposit required to open.) |
0.00 – 999.99 |
0.15 |
0.15 |
| 1,000.00 – 2,499.99 |
0.35 |
0.35 |
| 2,500.00 and up |
0.55 |
0.55 |
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| Money Market Accounts |
| Account |
Minimum Balance to Obtain APY ($) |
Interest Rate3 (%) |
APY3 (%) |
| Thrivent Rewards1
(Active Thrivent Rewards checking account with direct deposit required to open.) |
0.00 – 24.99 |
0.00 |
0.00 |
| 25.00 – 999.99 |
0.15 |
0.15 |
| 1,000.00 – 4,999.99 |
0.25 |
0.25 |
| 5,000.00 – 9,999.99 |
0.50 |
0.50 |
| 10,000.00 – 99,999.99 |
1.00 |
1.01 |
| 100,000.00 and up |
1.00 |
1.01 |
| Preferred Plus |
2,500.00 – 4,999.99 |
0.15 |
0.15 |
| 5,000.00 – 9,999.99 |
0.20 |
0.20 |
| 10,000.00 – 24,999.99 |
0.25 |
0.25 |
| 25,000.00 – 49,999.99 |
0.70 |
0.70 |
| 50,000.00 – 99,999.99 |
0.70 |
0.70 |
| 100,000.00 and up |
0.70 |
0.70 |
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| Certificates of Deposit4 - $1,000.00 – $99,999.99 |
| Account |
Term |
Interest Rate3 (%) |
APY3 (%) |
| Standard CD |
3 Month |
0.25 |
0.25 |
| 6 Month |
0.35 |
0.35 |
| 9 Month |
0.45 |
0.45 |
| 12 Month |
0.65 |
0.65 |
14 Month SPECIAL RATE
with a minimum $5,000.00 deposit |
1.34 |
1.35 |
| 18 Month |
.75 |
.75 |
| 24 Month |
1.19 |
1.20 |
| 30 Month SPECIAL |
1.98 |
2.00 |
| 36 Month |
1.49 |
1.50 |
| 48 Month |
1.98 |
2.00 |
| 60 Month |
2.37 |
2.40 |
| Flex CD5 |
12 Month SPECIAL |
1.29 |
1.30 |
| 18 Month |
0.65 |
0.65 |
| 24 Month |
1.04 |
1.04 |
| Certificates of Deposit4 - $100,000.00 or more |
| Account |
Term |
Interest Rate3 (%) |
APY3 (%) |
| Standard CD |
3 Month |
0.25 |
0.25 |
| 6 Month |
0.35 |
0.35 |
| 9 Month |
0.45 |
0.45 |
| 12 Month |
0.65 |
0.65 |
14 Month SPECIAL RATE
with a minimum $5,000.00 deposit |
1.34 |
1.35 |
| 18 Month |
.75 |
.75 |
| 24 Month |
1.19 |
1.20 |
| 30 Month SPECIAL |
1.98 |
2.00 |
| 36 Month |
1.49 |
1.50 |
| 48 Month |
1.98 |
2.00 |
| 60 Month |
2.37 |
2.40 |
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1 An active Thrivent Rewards Checking account with direct deposit is required to open a Thrivent Rewards Money Market or Emergency Reserve Savings account. If the Thrivent Rewards Checking account is closed, the Thrivent Rewards Money Market account may be transferred to a Preferred Savings Account.
2 Must be 18 years old or more to open this account.
3 The interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees could reduce earnings on the account.
4 A minimum balance of $1,000.00 is required to earn the disclosed annual percentage yield. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.
5 Annual Percentage Yield (APY) is accurate as of July 26, 2010
, and subject to change without notice.
1.30% APY on 12-month CD; 0.65% APY on 18-month CD; 1.04% APY for 24-month CD.
You must deposit and maintain $5,000.00 to open the account and to obtain the disclosed APY. If you choose to add a one-time deposit to the CD, the amount of the deposit may not exceed the dollar amount of the initial deposit. The maximum balance you can maintain in a Flex CD is $200,000.00. May only step up the interest rate once during the first half of the term of the CD. Withdrawals up to 50% of beginning balance may only be made once during the first half of the term of the CD following account opening. If you choose to use the withdrawal option, a balance of $5,000.00 must be kept in the CD. Flex CDs are non-renewable. A penalty may be assessed for early withdrawals other than the withdrawal permitted by the terms of the account contract. Fees could reduce earnings.
