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Personal Banking
 

Savings Accounts

Make Saving a Habit

Start with finding a savings account that works best for you. Thrivent Financial Bank offers a variety of accounts to help make saving easier, so you can reach your goals.

Three Ways to Apply

  1. Apply Online.
  2. Call Thrivent Financial Bank.
  3. Download a Printable Application (PDF, 425K) and mail or fax it to us.

Check Rates

Compare features and benefits of our savings account options.

Emergency Reserve Savings

A savings account designed to encourage saving. Lower balances may receive higher rates than typical savings account.

Plus, you can receive bonus cash credits added to your account.

Preferred Savings

A basic savings account that's designed to cover all the bases!

Savings Accounts
Feature Emergency Reserve Savings1 Preferred Savings

Competitive interest rates

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Tiered interest rates let you earn more as you save more

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You control your monthly service fees! checkmark checkmark
Minimum Daily Balance

Interest compounds daily

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Can provide protection from overdrawing your checking account

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Free online banking

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Free check card for ATM access (must also have a checking account)

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1 Must be 18 or order and have an active Thrivent Rewards Checking account with direct deposit is required to open and maintain an Emergency Reserve Savings account.

2 Minimum balance fee of $5 will be imposed every month if daily minimum balance falls below $50, if account holder is 18 or older.

4 The depositor is permitted to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. An excessive transaction fee of $10 will be imposed against any transaction(s) in excess of these limitations. Unlimited withdrawals may be made from your account, provided these withdrawals are made in person to a bank employee or via an automated teller machine. All other withdrawals are limited to six per statement cycle. For Preferred Savings, no transfers or withdrawals by check, draft, or similar order to third parties. An excessive transaction fee of $10 will be imposed against any transaction(s) in excess of these limitations.

5 Transfers and withdrawals are limited to one (1) per month. A withdrawal fee of $10 will be imposed for each transaction per month in excess of this limitation up to and including the sixth transaction. All withdrawal transactions in excess of six (6) will be imposed a $20 fee.

Thrivent Rewards Money Market

The account that rewards you for banking with us! Get the highest rate at the lowest tier possible. An active Thrivent Rewards Checking account with direct deposit into any deposit account is required to open a Thrivent Rewards Money Market.

Preferred Plus Money Market

Get competitive rates for your savings and still have access to your money.

Money Market Accounts
Feature Thrivent Rewards Money Market6 Preferred Plus Money Market

Competitive interest rates

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Tiered interest rates let you earn more as you save more checkmark
Minimum Daily Balance
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Minimum Daily Balance

You control your monthly service fees!

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Minimum Daily Balance
Interest compounds daily checkmark checkmark
Can provide protection from overdrawing your checking account checkmark checkmark
Free online banking checkmark checkmark
Free check card for ATM access (Must also have a checking account) checkmark checkmark
Write checks to access your savings checkmark 4 checkmark 4

3 Minimum balance fee of $10 will be imposed every month if daily minimum balance falls below $2,500.

4 The depositor is permitted to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. An excessive transaction fee of $10 will be imposed against any transaction(s) in excess of these limitations. Unlimited withdrawals may be made from your account, provided these withdrawals are made in person to a bank employee or via an automated teller machine. All other withdrawals are limited to six per statement cycle. For Preferred Savings, no transfers or withdrawals by check, draft, or similar order to third parties. An excessive transaction fee of $10 will be imposed against any transaction(s) in excess of these limitations.

6 To open and maintain a Thrivent Rewards Money Market Account, you must also maintain a Thrivent Rewards Checking Account and maintain direct deposit into a deposit account. If direct deposit is terminated, your Thrivent Rewards Money Market Account may be transferred to a Preferred Savings Account.

Standard

A sound and safe investment option, offering competitive earnings to save for a special event or meeting your need for a guaranteed rate of return with no risk.

Flexible terms from 3 months to 60 months, which could allow multiple options to set up CD Ladders to meet your financial goals.

A minimum balance of $1,000 is required to earn the disclosed annual percentage yield. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Flex

The safety of a CD with new flexibility! Unlike a traditional CD, Thrivent Financial Bank's Flex CD lets you react to whatever direction rates are heading – increasing your CD's earning potential. You can make any one of these choices during the first half of your CD's term:

  • If rates go up – Bump up the interest rate to the current higher rate.
  • Or, if rates go down – Add at least $500, and not more than $200,000 to your higher-rate CD (cannot exceed your initial deposit).
  • Or, withdraw – Up to half of your funds without penalty (need to maintain a minimum balance of $5,000 after you request a withdrawal).

The Flex CD is available in convenient terms of 12, 18, and 24 months.

 

   
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Application Mail/Fax Information

Fax Mail
Thrivent Financial Bank
Deposit Operations
920-628-3220
Thrivent Financial Bank
ATTN: Deposit Operations
122 E. College Avenue, Suite 1E
Appleton, WI 54911

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Minimum Daily Balance

By maintaining a minimum daily balance of just $50. Minimum balance fee is waived for minors up to age 18.2

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Minimum Daily Balance

By maintaining a minimum daily balance of $25.

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Minimum Daily Balance

By maintaining a minimum daily balance of $2,500.

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Minimum Daily Balance

By maintaining a minimum daily balance of $2,500.3

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Thrivent Financial Bank:
122 East College Avenue, Suite 1E
Appleton, WI 54911-5741 USA

Contact Us
866-226-5225

 

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Insurance products issued or offered by Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents of Thrivent Financial.

Bank products and trust services are offered through Thrivent Financial Bank (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, securities, investment advisory services, and trust and investment management accounts are not deposits, are not guaranteed by Thrivent Financial Bank, are not insured by the FDIC or any other federal government agency, and may go down in value.

Last updated: January 19, 2012