FAQs

Thrivent Financial Sales Opportunities

Q. What is the pay structure for the financial representative career?

A: Financial representatives have the opportunity to drive their own income through:

• Base commissions: Base commission is paid biweekly on business issued for risk products, annuities and mutual funds. Your sales will be measured in terms of production credits called Accumulated Base Commissions (ABCs). ABCs are the sum of the base commissions paid in the first three years for most products sold.
• Bonuses: Our bonus system is designed to reward Thrivent Financial representatives for their efforts while providing motivation to continuously build their practice. You will be eligible for six different bonus programs based on your performance.

Q: Is financial support available to help launch my career?

A: You will be eligible for the Marketing and Business Incentive (MBI) that provides a bonus on sales early in your career. Your regional financial office may also offer you commission advances that can help you if you need more income stability, as well as a licensing incentive that rewards you for having or obtaining required licenses.

Q: What type of licenses does this position require?

A: Obtain state insurance licenses with required lines of authority (life, health & variable contracts) prior to the solicitation or sale of insurance products and obtain and maintain Series 7 and 66; Series 7, 65 and 63; or Series 6 and 63 registrations.

Q: Does Thrivent Financial help candidates become licensed?

A: Yes. You'll have the guidance, support and tools you need to help you become licensed. Your local recruiter can share detailed information with you about the support available.

Q: Does this position require financial experience?

A: While past experience is helpful, it is not required for this position. In fact, many successful Thrivent Financial representatives have no prior experience in sales/financial services.

Q: Is training available for this position?

A: Yes. You'll have access to a comprehensive training program to help you get started in your career. Through this training, you'll learn about the products and services you can offer. You'll also gain a thorough understanding of the Thrivent Financial Advisory Process, which you can use to help clients achieve their financial goals.

Q: What type of products does Thrivent Financial offer?

A: Thrivent Financial and its affiliates offer a wide range of financial products and services to meet clients' needs, including life and health insurance products, annuities and mutual funds.

We offer products developed and managed by Thrivent Financial as well as quality products from other companies. In addition, our financial consultants and senior financial consultants have the opportunity to offer wrap accounts and fee-based financial programs through Thrivent Investment Management Inc., our wholly owned subsidiary broker/dealer and investment advisor. Thrivent Financial Bank, another wholly owned subsidiary of Thrivent Financial, offers a full line of banking and trust services to our clients.

Q: Does this career require me to be Lutheran?

A: Thrivent Financial is a values-based membership organization. As such, we recruit professionals who share our core values. While you don't have to be Lutheran, it's important for financial representatives to have the ability to build solid relationships with Lutheran members and congregations.

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