About Church & Institution Financing

Thrivent Financial for Lutherans has made a commitment to provide loans to Lutheran churches to support growing ministries and facilities. As a non-profit entity, Thrivent Financial for Lutherans is in a unique position to offer competitive rates, terms and exceptional services to churches nationwide.

Thrivent Financial for Lutherans has been providing loans to self-supporting Lutheran institutions since 1905. In the process, we have become more knowledgeable and responsive than most other financial institutions to the specific needs of churches.

We are located in Minneapolis, MN, with a dedicated team of experienced church lending professionals to help each congregation with its specific financial needs. Over the years, we have built trust with thousands of congregations nationwide.

A Triple Benefit for Lutherans

Broadly stated, working with the Thrivent Financial for Lutherans Church and Institution Financing Program produces a triple benefit:

1. Congregations benefit by receiving competitive rates and terms to allow them to invest more in their growing ministries.
2. Members benefit by receiving investment income on their Thrivent Financial for Lutherans' insurance products, while supporting the growth of congregations.
3. The Lutheran community benefits through the commitment of time and financial resources given by Thrivent Financial for Lutherans' fraternal operations. These resources help support local growing ministries and community efforts that improve the quality of life for our Lutheran constituencies, friends, families and prospective Lutherans.

Church & Institution Financing Program Advantages

Relationship & Service

• Focus on long-term relationship with ease of restructuring to meet future needs.
• Supports mission of giving back to our Lutheran community.
• Unmatched level of service.

Experience

• Resources to move quickly to support an aggressive timeline.
• Experience with phased development plans based on anticipated fund raising.

Competitive Rates & Flexibility

• Highly competitive rates and fee structure.
• Long-term fixed rate offerings.
• Flexibility to be creative with loan structure/terms, especially modifications for future stages/phases.

Affordability

• No cost to apply.
• Potential savings of document preparation fees, external provider expenses, etc.

While Thrivent Financial is proud to support Lutheranism through its members and benevolent effors, it and its affiliates are not a church or part of the Lutheran church.

200904828