Your Values, Your Choices, Your Money

Thrivent Financial for Lutherans has teamed with nationally noted financial curriculum writers, Inger Giuffrida and Rita Bowen, to offer a unique faith- and values-based approach that helps low-wage-earning adults gain the knowledge and skills to change their financial situations.

This one-of-a-kind curriculum, Your Values, Your Choices, Your Money, approaches money management with a focus on the values and goals of the participant. It helps adults view all of their financial decisions through the lens of their values and with a focus on their goals.

The curriculum does not begin with participants examining their credit reports or making budgets. Instead, Your Values, Your Choices, Your Money begins by challenging participants to approach their financial choices from a "stewardship" perspective—understanding that everything we have, including money, is a gift from God and we are responsible for taking care of those gifts.

The impact of consumerism is also woven into the curriculum. One of the biggest challenges to financial health is our spending-based consumer culture. The program leads participants through multiple exercises that help them deal with consumer messages, stick to their budgets, and stay out of debt.

The curriculum is comprised of 7 Training Modules (and 12 workbook chapters), including a Student Workbook and a Facilitator's Guide. Teachers are free to pick and choose content that best fits their teaching goals and participants' needs. There is also an intensive 2-session curriculum focused on credit.

While the curriculum was designed to support adults participating in Individual Development Account (IDA) Programs, Your Values, Your Choices, Your Money can be used in any adult financial education program aimed to benefit low-wage earners.

Your Values, Your Choices, Your Money is offered free of charge and can be downloaded directly.

Download Your Values, Your Choices, Your Money

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