Variable Universal Life
 

Variable Universal Life Investment Options

You can allocate your premiums in one or more portfolios that match your goals, time frame and risk tolerance. You can also build a strategy around your personal goals with professionally managed portfolios that have specific investment objectives.

Review the following portfolios and fixed accounts to decide how to allocate your Thrivent Financial for Lutherans Variable Universal Life Insurance II premiums among those that align with your financial goals.

Thrivent Financial Variable Universal Life Portfolios

Risk Graphic

Fixed

Fixed Account (1)

Money Market

Money Market Portfolio (1)

Fixed Income Short-/Intermediate-Term Bond

Limited Maturity Bond Portfolio (1)
Mortgage Securities Portfolio (1)

Allocation: Conservative

Moderately Conservative Allocation Portfolio (2)

Fixed Income High Yield Bond

High Yield Portfolio (2)

Socially Responsible Fixed Income

Partner Socially Responsible Bond Portfolio (2)

Fixed Income Intermediate-/Long-Term Bond

Income Portfolio (2)
Bond Index Portfolio (2)

Allocation: Moderate

Moderate Allocation Portfolio (3)

Hybrid

Balanced Portfolio (3)
Diversified Income Plus Portfolio (3)

Equity Growth

Equity Income Plus Portfolio (3)

Large Cap

Large Cap Growth Portfolio (3)
Large Cap Growth Portfolio II (3)
Partner Growth Stock Portfolio (3)
Large Cap Value Portfolio (3)
Large Cap Stock Portfolio (3)
Large Cap Index Portfolio (3)

Multi Cap

Partner All Cap Growth Portfolio (3)
Partner All Cap Value Portfolio (3)
Partner All Cap Portfolio (3)

Allocation: Moderately Aggressive

Moderately Aggressive Allocation Portfolio (4)

Socially Responsible Equity

Partner Socially Responsible Stock Portfolio (4)

International

Partner Worldwide Allocation Portfolio (4)
Partner International Stock Portfolio (4)

Mid Cap

Mid Cap Growth Portfolio (4)
Mid Cap Growth Portfolio II (4)
Partner Mid Cap Value Portfolio (4)
Mid Cap Stock Portfolio (4)
Mid Cap Index Portfolio (4)

Allocation: Aggressive

Aggressive Allocation Portfolio (5)

Small Cap

Partner Small Cap Growth Portfolio (5)
Partner Small Cap Value Portfolio (5)
Small Cap Stock Portfolio (5)
Small Cap Index Portfolio (5)

Emerging Markets

Partner Emerging Markets Portfolio (5)

Sector

Partner Healthcare Portfolio (5)
Partner Natural Resources (5)
Partner Utilities Portfolio (5)
Real Estate Securities Portfolio (5)
Partner Technology Portfolio (5)

   
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Investment Management Style Chart Guide

Style BoxAlong with the description of the investment objective included for each of the investment options, the style box contains additional information to help you choose the options that best meet your financial goals, long-term investment objectives and risk tolerances. The style box helps you to understand how the portfolio assets are invested to seek the stated investment objective. Thrivent Investment Management Inc. has determined the placements within each style box.

Equity and Balanced Category

For the investment options in the equity and balanced category, the style box displays two variables. The first is the size of the companies in which the portfolio invests based on market capitalization.

L=Large-cap:Those companies generally included in the S&P 500® Index.
M=Mid-cap:Companies generally included in the S&P MidCap 400 Index.
S=Small-cap:Companies generally included in the S&P SmallCap Index.

  The second style box variable is the portfolio's investment style - either value or growth stock investing. The style is determined by evaluating the price-to-earnings and price-to-book ratios of stocks within the portfolio.

V=Value:Attractively priced companies, such as those with low price-to-earnings and price-to-book ratios.
B=Blend:Invested in a combination of growth and value stocks. These also are known as "core" portfolios.
G=Growth:Companies with strong prospects for growth in earnings.

When taken together, these style boxes offer a broad view of a portfolio's holdings and risk, which may be helpful in deciding which one is right for you. While they illustrate the principal investment style of each portfolio, the portfolio still may invest, to a limited extent, in other types of securities.

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Appleton Office:
4321 N. Ballard Road
Appleton, WI 54919-0001 USA

Minneapolis Office:
625 Fourth Avenue S.
Minneapolis, MN 55415-1624 USA

Contact Us
800-THRIVENT
(800-847-4836)

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Insurance products issued or offered by Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents of Thrivent Financial.

Bank products and trust services are offered through Thrivent Financial Bank (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, securities, investment advisory services, and trust and investment management accounts are not deposits, are not guaranteed by Thrivent Financial Bank, are not insured by the FDIC or any other federal government agency, and may go down in value.

Last updated: May 7, 2012