Thrivent Retirement Income Optimizer
Whether you’re already in retirement or approaching it, the Thrivent Retirement Income Optimizer® (TRIO®) can help you create and optimize a guaranteed income to last throughout your lifetime.1
TRIO works with all of your assets and income sources, regardless where they reside. You don’t need to purchase additional products from Thrivent Financial or its affiliates.
Best of all, the analysis is absolutely free!
Learn more. Contact your Thrivent Financial representative. Or locate one here. You also may call our Financial Advice Center toll-free at 888-834-7428.
Learn how TRIO can help you:
Help Ensure a Lifetime Income
With retirements routinely lasting 20 or 30 years or more, there’s a good chance you‘ll outlive the average life expectancy and put your retirement savings to the test.
TRIO helps you maximize your guaranteed income stream while minimizing overall risk.
Life Expectancy Chart (PDF, 166K)
Stay Invested, Reduce Downside Risk
Your retirement savings and income can be affected by a number of things, including:
- How you’ve allocated your assets.
- How long you’ve stayed invested in the market.
- The guarantees you’ve received.
- The order of your investment returns.
With TRIO, your Thrivent Financial representative can help you identify how to build additional protected income while maintaining the growth potential of your assets.
Maintain Your Lifestyle
Inflation can erode your purchasing power and put even the most basic goods financially out of reach.
Add in longer retirements, and you have a challenging combination.
And don’t forget about life’s events. Whether you wind up caring for a loved one or needing care yourself, TRIO can help keep your finances on track and plan for potential caregiving costs as well as medical and long-term care living expenses which can take a big bite out of your savings.
Protect and Optimize
TRIO employs three principles to protect and optimize your income and keep your finances on track:
- Asset allocation for growth and income liquidity.
- The ability to lock in a lifetime income.
- Tools to manage current spending with future income needs.
Important: The projections or other information generated by the TRIO analysis tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results in the analysis will vary with each use and over time. The TRIO® analysis does not favor any particular security or investment. Figures and rates of return are based on current and variable assumptions to illustrate a concept. Your results and the actual rates of return you will experience will vary. The analysis is dependent upon the quality and accuracy of data furnished by you. We assume no liability resulting from the use of the information contained in the analysis. You are solely responsible for financial decisions.
1 Guaranteed income stream is achieved with the purchase of Single Premium Immediate Annuities. All guarantees are based on the claims-paying ability of the issuing insurer.
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